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There are three things that set any business person apart from the rest of the pack.David Meltzer, Entrepreneur, CEO and Founder, Sports 1 Marketing
- The energy she carries.
- The situational knowledge she has.
- How she leverages relationship capital, not only of herself but of others.
Energetic first steps
The first step when you have identified an event, a place or a situation where you can network is simply to put yourself into the right frame of mind. First, think of yourself as an equal. You mustn't think of yourself as separate, inferior or even superior. Don't fall victim to your ego! Envision yourself on a level playing field. If you don't have the right energy before you step into a networking or connection situation, then you must shift your energy. I can't tell you how many times that I've entered a room of my own family where I've felt separate, inferior or superior. And it always tends to make situations worse. This is why we must first have our energy aligned and be connected as one. You must feel like you belong, especially if you're younger and you don't have many relationships that you can leverage. If you don't carry the right energy when networking, you will not be very successful.Bring your value
When you walk into a room, you want people to feel and know that you provide value, and can be of service. Also that you're radically humble and can ask for help. I want the energy that I carry to utilize the 100/20 Rule: Everyone who speaks with me or meets me knows that I'm giving much more value than I'm asking for. Networking will be easier if you have a simplified approach to your interactions or connections. Once you have the right energy, make sure you maintain eye contact, smile and always have at least one question to ask.Second, that emotion
When formulating your question, remember that people "buy" on emotion for logical reasons. Therefore, it's a good idea to connect emotionally. Emotion is energy in motion. There are numerous ways to establish an emotional connection from the outset. You can share a passion for a sports team, for the place where you grew up or the community you serve. If you both have children, you can talk about their school activities. Or anything that's important to you, and in common with the other person. Finally, when networking, be "more interested than interesting." Simply put: Find out what they know, rather than showing off what you know. A key part of networking is making sure you have a simple system in place to keep track of the people you meet. That way you can easily keep in touch with them and deepen your emotional connection. Exchange contact numbers on the spot by having them call your mobile phone with theirs. In the same day you meet them, send an invitation to connect on LinkedIn. At home, or in your office, do not file business cards alphabetically. Rather, put them in order of importance -- or strongest influence -- or in the order of generating most to least ROI. And keep them in plain sight on your desk as a reminder to follow up. Remember when putting together your system: The universe loves simple.Making new relationships ... indirectly
One of the best ways to build new relationships is a bit counterintuitive in that you do not interact directly. I learned this from my mentor, Leigh Steinberg, when we were recruiting athletes at his sports agency. We utilized spheres of influence. In other words, we leveraged the connection someone else had to the people we wanted to meet. It's an organic and authentic way to meet an important person you can't just pick up the phone and call. What many people fail to realize is that having an individual who's more than one degree of separation from your target prospect can be more effective than you actually pitching your target. This is because now you have an unbiased, credible referral source who is aligned with your vision.Network and thrive
When you can effectively connect without the ego's need of being separate, inferior or superior, you leverage more than just your situational knowledge, you include others' as well. Not only can your relationship capital, and that of your mentors, help to accelerate your networking (and career) but utilizing the spheres of influence can, too. Most importantly, make a point to connect emotionally, then develop a process or system to continue to connect to those people emotionally. For example, if you connected on both of your kids' school activities, you can check in once in a while to inquire about their progress. When you effectively connect to others and provide value, you can easily connect to what inspires both of you. If you bring the right energy to your networking and connect to goodness, you'll exponentially experience more success and happiness.- Ability to donate to a shelter or charity within a companies city/location. This allows for an even deeper connection with the recipient. "Because of our partnership with Beantown Blankets, a duplicate blanket will be donated to ___ Shelter, here in ___."
- Unlike the typical corporate gifts (pens, water bottles, and t-shirts), Beantown Blankets are unique! They can be used for several occasions including picnics, sporting events, concerts, pets, and to keep in the car. Blankets have reusability for years and years and high perceived value.
- In-house custom embroidery and packaging allows for complete customization and faster turn-around time.
- The one-for-one mission of Beantown Blankets helps companies achieve their CSR and philanthropic goals.
- For those looking for volunteering opportunities, Beantown Blankets can arrange a time for your team to serve food or donate blankets at a local shelter.
White lies. Tall tales. A fabrication. An exaggeration. A fib. What do you call a lie? In the insurance industry, we call it a risk that isn’t worth it. Sure, it may be tempting to tell your insurance agent that your car is stored in a safe, crime-free community, or that your dog is a mixed breed rather than a pit bull in order to gain access to lower rates. In the end, however, lying to save money can lead to future expenses and headaches that can far outweigh any amount of savings.
Not only can not being truthful to your agent lead to financial consequences, but it can also potentially have legal ramifications. Insurance fraud is both a state and federal crime. When the insured is dishonest, the process of applying for insurance and collecting on a claim is slowed down remarkably. A simple lie of omission or a blatant fabrication can mean a policy cancellation, claim denial, or premium increases.
We get it. We really do. It is really tempting to tell your insurance provider that your car is kept in a small, quiet, crime-free neighborhood and falsely use the address of your friend or relative. The price difference between towns can be amazing and just enough to make you give a second thought to lying to your agent.
Then there are the lies about your home and property. Some homeowners commit a lie of omission by leaving out high-risk items at their home when filling out insurance applications. That trampoline or pool in your backyard comes with high risks that will need to be covered in the case that someone is injured or dies. We don’t want to frighten our clients, but isn’t it better to have the liability coverage than risk losing it all when an accident occurs?
Then there are the lies about the size and contents of one’s home. If you have done any renovations to your home, be sure to inform your agent. Failure to do so may result in only being protected for the original layout of the house and its materials. The same goes for any large purchases such as a home security system, audio system, or adding a man cave in your basement. Any upgrade should be revealed so, in the case of a fire, flood, or another catastrophe, your policy will cover the rebuilding or replacing of your damaged property.
The list of untruths could go on and on. We really have seen them all. From misreporting about a credit score to covering up speeding tickets, there is not a scenario that we haven’t encountered.
Honesty really is the best policy for your financial and emotional sake. Think about the risk. Is it worth it for the lie to be discovered later (it always is) and to not be covered for something, or worse yet, be legally responsible for an event? Insurance fraud is no joke and the authorities will catch up with you eventually. Take a look at the consequences at the FBI Insurance Fraud page as well as at the National Association of Insurance Commissioners site.
We truly care about each and every one of our clients. Many of you are friends as well as clients. Just be honest with us and we will work diligently to get you the lowest rates we can while still covering you completely. Talk to us about your unique situation. Call us at (978) 774-4338 or visit philrichardinsurance.com.
Kelly Main, FitSmallBusiness.comNeed to build your professional network? Scrap the old-school networking platforms like LinkedIn and go with something far more avant-garde—like a hookup app. Apps like Hinge and Tinder aren’t exactly synonymous with career advancement, but with approximately 34 million Americans using dating or social networking apps, there are bound to be some in the mix who are better professional connections than romantic ones. No wonder, then, that an increasing number of users are signing on to pursue professional growth—not personal desire. To see just what surprising business and career growth opportunities exist in the digital ether, we researched unconventional networking channels that can help you make smart money moves. The digital platforms we compiled met these baseline criteria:
- Not business-specific: None of the social platforms on the list is primarily designed for business use.
- Available for free: Each platform had to be available for free with no subscriber limitations (i.e., no invitation or special code required).
- 1 million and over user base: Our inclusions all have a user base of at least 1 million members.
- Available nationwide: Every app or social platform is accessible across the U.S.
- Of general interest: None of our chosen platforms is niche-specific, opening them up to users of all backgrounds and interests.